Lender Services

Gain Confidence and Mitigate Risk

Expertise Rooted in Commercial Finance

Your lender services advisory team brings years of experience in the commercial finance industry, including time spent on the lender side and also as third-party service providers. This means they can inherently understand engagement nuances and address your specific lending requirements while maximizing process efficiency—and ultimately empower you to make smart, strategic, and informed decisions.


A Customized Approach

A custom service approach eliminates standardized procedures to help ensure the risk assessment is not “one-size-fits-all.” Your advisory team will have deep familiarity with the terms sheet and employ a meticulous diligence process that addresses all your specific needs—and help you identify risk in your clients’ collateral.


Consistent Service

Lender services engagements are not used as training for associate level employees. You get a seasoned expert with a track record of providing a consistent and quality customer service experience every time. Advisors are full-time, internally hired employees that are focused solely on the lender services practice area. A dedicated engagement team means you know what to expect—and they know what to expect of you—each and every time. This results in efficiently delivering the expert insights you need and meeting your stringent deadlines.

Connect with Us →

Lender Services

Collateral Evaluations & Field Exams

Verify the value and condition of collateral securing a loan and evaluate your borrower's financial health and operations, including value of assets, reviewing financial and operational records, conducting on-site inspections, and identifying potential risks. A thorough and efficient process helps you mitigate risk, ensure compliance with loan terms, and make informed lending decisions by providing a detailed analysis of the borrower's collateral and overall financial stability.

Tax Planning and Compliance
Entity Structuring
Business Succession Planning
Mergers and Acquisitions

Collateral Availability Calculations


Collateral Trend Analysis

Customer and Product Concentrations

Reserve Analysis

Working Capital Analysis

Substantive Testing

Internal Controls Assessment

Treasury Schematics Assessment

Insurance Assessment

Tax Liability Assessment

Credit Facility Compliance


Quality of Earnings

Get the financial analysis and insights you need to assesses the sustainability and accuracy of your borrower's earnings. Your lender services advisor will  examine revenue consistency, expense levels, profit margins, cash flow, and accounting practices to identify non-recurring items and provide a true picture of financial performance. 

Cash Flow Analysis

Cash Conversion

Risk Value Driver Identification

Tax Planning and Preparation
State Residency
IRS and State Representation
Estate, Gifts, & Trusts
Retirement Planning

Business and Income Tax
Preparation and Compliance
Nexus Reviews
Apportionment Methodology
Audit Assistance
Voluntary Disclosure
Personal Property Tax

Tax Research
Taxability and Procedures
Nexus Reviews
State and Local Registrations
Audit Support
Sales Tax Preparation
Refunds and Claims

Deal Structuring
Tax Diligence


Recent Lender Services Insights

Tax Relief for Working Families and Workers Act of 2024
January 24, 2024 - The House Ways and Means Committee, by a vote of 40-3, recently approved the Tax...
How to Navigate the Transitional Period for Minnesota Sales Tax Rate Increase
October 17, 2023 – As reported earlier this year (Major Provisions of the 2023 Minnesota Omnibus...
Ohio Updates Commercial Activity Tax
September 28, 2023 - A recent change in Ohio’s tax law, passed by the 135th Ohio General Assembly,...
Redpath Listed as a 2023 IPA Top 200 Firm
Saint Paul, Minnesota (August 3, 2023) - Redpath and Company (Redpath) has been recognized by...

Your Lender Services Leadership Team